Invest in bonds with
9-12% fixed returns

Earn higher return than FD, lower risk than equity. Start with just ₹10,000

Bonds

Start Investing

Earn fixed returns — higher than FDs, lower risk than equity.

Up to 15% p.a.

fixed returns

Explore Bonds

Bonds vs Debt Mutual Funds

Batul Haideri

Compare direct bonds and debt mutual funds on returns, diversification, fees, taxation, liquidity, and risk to understand which fixed-income route may suit your investment goals.

Bonds vs Gold

Batul Haideri

Compare bonds and gold to understand their differences in returns, risks, liquidity, taxation, and portfolio roles. Learn why combining both can help diversify your portfolio.

Online Bond Platform Provider (OBPP) in India explained, including SEBI registration, RFQ trading, listed bonds, government securities and investor checks.

OBPP (Online Bond Platform Provider) Explained

Batul Haideri

Understand what an Online Bond Platform Provider (OBPP) is, how SEBI regulates these platforms, how bond trades are executed, what you can buy, and how to verify a platform before investing.

Perpetual Bonds in India

Batul Haideri

Understand perpetual bonds in India, including AT1 bonds, no maturity, coupon risks, call options, loss absorption, credit ratings, and how to evaluate their risks before investing.

Treasury Bills in India explained with 91-day, 182-day and 364-day tenures, discount-based returns, taxation, auctions and RBI Retail Direct investment.

Treasury Bills (T-Bills) Explained

Batul Haideri

Learn how Treasury Bills work in India, including 91, 182 and 364-day tenures, discount-based returns, taxation, auction process, risks, and how to invest through RBI Retail Direct.

How bonds work in India, explaining coupon rates, bond yields, credit ratings, taxation, risks, and how investors buy government and corporate bonds.

How Do Bonds Work in India?

Batul Haideri

Learn how bonds work in India, including coupon rates, yields, credit ratings, bond prices, taxation, risks, and how to buy government and corporate bonds.

Risks of Investing in Bonds

Batul Haideri

Understand the 8 key risks of investing in bonds, including credit, interest rate, liquidity, reinvestment, call, inflation, concentration, and tax risks.

Yield to Maturity explained with a 9% coupon bond purchased at a premium and showing how the actual return can be 7.8%.

Yield to Maturity (YTM) Explained

Batul Haideri

Learn why a bond's coupon rate is not the same as its actual return, how Yield to Maturity (YTM) works, and why bond price and yield move in opposite directions.

Zero Coupon Bonds in India

Batul Haideri

Learn what zero coupon bonds are, how they work, their benefits and risks, taxation, and why they can be suitable for investors with fixed future financial goals.

RBI Floating Rate Savings Bonds 2020 explained with interest rate, 7-year tenure, taxation, eligibility, lock-in and investment options.

Floating Rate Bonds / RBI Floating Rate Savings Bonds

Batul Haideri

Understand RBI Floating Rate Savings Bonds, including the current interest rate, 7-year lock-in, taxation, eligibility, early withdrawal rules, and how to invest through RBI Retail Direct or designated banks.

Bond taxation in India showing tax on interest, capital gains, TDS, tax-free bonds, SGBs, and post-tax bond returns.

Tax on Bonds in India:

Batul Haideri

Understand bond taxation in India, including tax on bond interest, capital gains, TDS, tax-free bonds, SGBs, and how to calculate post-tax returns based on your tax slab.

Illustration explaining 54EC Capital Gains Tax Saving Bonds for property sellers in India, including tax exemption, 6-month investment window, and key features.

Tax-Saving Bonds (54EC Capital Gains Bonds)

Batul Haideri

Learn how 54EC Capital Gains Bonds help property sellers save long-term capital gains tax, understand the 6-month investment deadline, eligibility, lock-in period, tax implications, and when these bonds are the right choice.

Complete guide to tax-free bonds in India explaining tax benefits, YTM, coupon rates, major PSU issuers, risks, and how to invest.

Tax-Free Bonds in India: The 8.5% Coupon That Doesn't Actually Pay You 8.5%

Batul Haideri

Learn everything about tax-free bonds in India, including how they work, major issuers, tax benefits, Yield to Maturity (YTM), risks, and why the coupon rate can differ from your actual returns.

Step-by-step guide showing how to buy your first bond on Finzace, including KYC, bond comparison, order placement, payment, and demat account credit.

Buying Your First Bond on Finzace?

Batul Haideri

Learn how to buy your first bond on Finzace with this step-by-step guide. Understand KYC, comparing bonds, placing orders, payments, demat credit, and what to expect after investing.

Corporate Bonds vs Government Bonds

Batul Haideri

Compare corporate bonds and government bonds (G-Secs) to understand their differences in safety, returns, credit risk, liquidity, taxation, and how to choose the right fixed-income investment for your portfolio.

Bonds vs Fixed Deposits:

Batul Haideri

Compare bonds and fixed deposits (FDs) to understand their differences in safety, returns, liquidity, taxation, and risk. Learn which fixed-income investment is better suited to your financial goals.

Complete guide to Sovereign Gold Bonds (SGBs) explaining how they work, RBI-backed benefits, taxation, secondary market investing, and alternatives to SGBs.

Sovereign Gold Bonds: The Complete Guide for 2026

Batul Haideri

Learn everything about Sovereign Gold Bonds (SGBs), including how they work, why new issuances have stopped, how to buy existing SGBs, taxation, returns, and whether they're still worth investing in.

Corporate Bonds in India

Batul Haideri

Learn everything about corporate bonds in India, including how they work, credit ratings, risks, returns, taxation, and how to evaluate and invest in corporate bonds for stable fixed-income returns.

Government Bonds (G-Secs) in India

Batul Haideri

Learn everything about Government Bonds (G-Secs) in India, including how they work, types of G-Secs, benefits, risks, taxation, returns, and how to invest through RBI Retail Direct.

Beginner's guide explaining what bonds are, how bonds work, key bond features, types of bonds, and bond investing in India.

What are Bonds? Meaning, Features & How They Work

Batul Haideri

Learn what bonds are, how they work, their key features, risks, and benefits. This beginner-friendly guide explains bond investing in India, different bond types, and how bonds compare with stocks and fixed deposits.

Step-by-step guide explaining how to invest in bonds in India, covering government bonds, corporate bonds, RBI Retail Direct, credit ratings, and Yield to Maturity (YTM).

How to Invest in Bonds in India: A Step-by-Step Guide

Batul Haideri

Learn how to invest in bonds in India with this beginner-friendly guide. Discover the different types of bonds, how to choose the right platform, evaluate credit ratings and YTM, and make informed fixed-income investment decisions.

Invest in Bonds in India: A Step-by-Step Guide

Bond credit ratings in India explained with CRISIL, ICRA, CARE, AAA, AA, BBB rating scale and credit risk comparison.

Bond credit ratings in India explained: What CRISIL AAA, ICRA AA and BBB actually mean for investors

Batul Haideri

Learn how bond credit ratings in India work and what CRISIL AAA, ICRA AA, BBB, rating outlooks, and credit upgrades or downgrades mean for investors. Understand how to evaluate bond risk beyond the rating before making investment decisions.

Illustration explaining the difference between bond yield, coupon rate, and Yield to Maturity (YTM) for bond investors in India.

Bond Yield vs Coupon Rate: The Difference That Changes Your Real Returns

Batul Haideri

Learn the difference between bond yield and coupon rate, how Yield to Maturity (YTM) works, and why understanding these metrics can help Indian investors make smarter fixed-income investment decisions.

Illustration showing different types of bonds in India, including Government Securities, Corporate Bonds, Tax-Free Bonds, Sovereign Gold Bonds, NCDs, and other fixed-income investment options.

Types of Bonds in India: Complete Guide to Government, Corporate, Tax-Free & Fixed-Income Investments

Batul Haideri

A complete guide to the different types of bonds in India, including government bonds, corporate bonds, tax-free bonds, NCDs, Sovereign Gold Bonds, and more. Learn how each bond works, its risks, returns, taxation, and how to choose the right fixed-income investments for your financial goals.

Bonds investment in India 2026 guide showing bond returns, credit ratings, and fixed-income investment opportunities

Bonds Investment in India: The Complete Guide 2026

Batul Haideri

Learn everything about bonds investment in India in 2026. Discover the different types of bonds, expected returns, taxation rules, risks, and step-by-step strategies to build a safer, diversified portfolio with fixed-income investments.

RDC Concrete Rating Update 2025: What Bond Investors Need to Know About Hella Infra's Impact

Devanshu Takkar

Bond Tax Benefits 2025: The Complete Guide to Tax-Efficient Fixed Income Investing

Devanshu Takkar

Did you know? Smart bond investors can save up to ₹15,000 annually in taxes while earning 12%+ returns. Here's your complete roadmap to tax-efficient bond investing in 2025. Why Bonds Are India's Best-Kept Tax Secret in 2025 Traditional investors lose 30-40% of their returns to taxes. Bond investors keep more. Unlike bank FDs that offer […]