In the dynamic world of Indian finance, Lendingkart isn’t just transforming SME lending – it’s now offering investors an exciting opportunity through its Non-Convertible Debentures (NCDs). Let’s explore why this could be your next smart investment move.
A Tech-Powered Financial Powerhouse
Since 2014, Lendingkart has been revolutionizing SME financing through its innovative tech-driven approach. With operations spanning over 1,300 cities and 3 lakh active loan accounts, they’ve proven their mettle in understanding and serving India’s diverse business landscape.
The Numbers That Matter
The company’s financial health speaks volumes:
- A robust Assets Under Management (AUM) of ₹7,250 crore
- Impressive profitability with ₹119 crore profit in FY23
- Strong Capital Adequacy Ratio of 21.5%
- Balanced risk management with GNPA at 4.16% and NNPA at 2.83%
Why Lendingkart’s NCDs Deserve Your Attention
Attractive Returns with Stability
- Competitive yield rates with flexible tenure options
- Regular monthly interest payouts ensuring steady cash flow
- Backed by a company with proven financial stability
- Credit rating of IVR BBB+/Stable Outlook, reflecting credible market standing
Investment Highlights
- Principal repayment secured at maturity
- Monthly interest payout structure
- Professional portfolio management
- Supporting India’s growing SME sector
Backed by Global Trust
Lendingkart’s investor roster reads like a who’s who of global finance:
- Fullerton Financial Holding (FFH)
- Bertelsmann
- Mayfield India
- Saama Capital
- Sistema Asia
- India Quotient
The recent ₹252 crore investment from FFH demonstrates continued investor confidence in Lendingkart’s vision and execution capability.
Recent Milestones
Despite market challenges, Lendingkart continues to show resilience and innovation:
- Strategic investment valuing the company at $100 million
- Revenue growth reaching nearly ₹8 billion in FY23
- Expansion of digital lending capabilities
- Enhanced focus on technology-driven loan assessment
Why Choose Lendingkart?
- Technology Excellence: Advanced data analytics for swift loan processing
- Proven Track Record: Consistent growth in loan portfolio
- Strong Leadership: Experienced management team
- Market Presence: Wide reach across India
- Financial Stability: Healthy debt-to-equity ratio of 3.03x
Looking Ahead
As India’s digital economy grows, Lendingkart stands at the intersection of technology and financial inclusion. Whether you’re an investor looking for steady returns or a business seeking growth capital, Lendingkart offers a platform built on trust, technology, and transparency.
Explore our platform!
