Privacy Policy

https://finzace.com/ (hereinafter referred to as “App/Platform”) is an internet-based App/Platform owned by Finzace Wealth Solutions Pvt Ltd (CIN: U74999KA2022PTC168511), its registered office is at 1803, 2nd Floor, Near Hanuman Temple Heelalige Chandapura, Anekal Taluk Bangalore Bangalore Rural KA 560099 IN or person(s)/entity(ies) associated/connected with it (hereinafter referred to as “FINZACE WEALTH SOLUTIONS PRIVATE LIMITED”/ “We”/”Us”/Our/”) to provide technology solutions for financial products and alternate investment opportunities. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED is concerned and committed to maintaining robust privacy protections for users (hereinafter referred to as “You” “Your” and “Yourself”) accessing the App/Platform. We have designed this Privacy Policy (“Privacy Policy”) to help you understand how we collect, use, and safeguard the information you provide to us and to assist you in making informed decisions when using our Services.

  • ‘Non-Personal Information’information shall mean and refer to any information/data pertaining to You, which cannot be used to personally identify You such as anonymous usage data, general demographic information We may collect, referring/exit pages and URLs, App/Platform types, preferences you submit and preferences that are generated based on the data You submit and the number of clicks.
  • ‘Personal Information’ shall mean the information/data that can be used to uniquely identify or contact a single person. Personal Information for the purposes of this Policy shall include, but not be limited to, information regarding Your name, address, telephone/mobile number, date of birth/date of incorporation (as may be applicable), gender (applicable to the individual use only), e-mail address, bank details, demat details, identification number or documents, etc. disclosed by You to access of Services.
  • ‘Sensitive Personal Information shall mean such Personal Information which consists of information relating to password; financial information such as bank account or credit card or debit card or other payment instrument details; or such other information which is so classified under the applicable laws in India. However, any information that is freely available or accessible in the public domain or furnished under the Right to Information Act, 2005, or any other law for the time being in force shall not be regarded as Sensitive Personal Information for the purposes of this Policy.
  • ‘Service(s)’ refers to FINZACE WEALTH SOLUTIONS PRIVATE LIMITED’s services accessed via App/Platform, in which users can view and participate in various alternate investment opportunities.
  • ‘Third Party’ refers to any person or entity other than You or Us.

This Privacy Policy explains how FINZACE WEALTH SOLUTIONS PRIVATE LIMITED collects Personal and Non-Personal Information, which may either be mandatory or voluntary, and stores use, discloses, and protects such information.

  1. Information and Usage
    • You may need to provide FINZACE WEALTH SOLUTIONS PRIVATE LIMITED Your Personal Information including certain Sensitive Personal Information, during the course of using the Services, for instance, while creating a User ID, or provide information in Your User Account while registering on the App/Platform, upload content, communicate with FINZACE WEALTH SOLUTIONS PRIVATE LIMITED by email or otherwise, provide reviews for the content available on the App/Platform, etc.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED collects only such Personal Information that FINZACE WEALTH SOLUTIONS PRIVATE LIMITED believes to be relevant and is required to understand You or Your interests and render Services.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED collects Your Personal Information in order to record, support and facilitate Your participation in the activities You select, track Your preferences, provide You with a customized App/Platform experience, notify You of any updated information and new activities, and other related functions offered by FINZACE WEALTH SOLUTIONS PRIVATE LIMITED, keep You informed about latest content available on the App/Platform, new features, to follow up with You after Your visit to the App/Platform, to otherwise support Your relationship with FINZACE WEALTH SOLUTIONS PRIVATE LIMITED or to prevent fraud and unlawful use of the App/Platform.
    • Personal Information provided by You is used only:
      1. to facilitate Your use of the App/Platform;
      2. to respond to Your inquiries or fulfill Your requests for information about the various Services;
      3. to provide You with various news and related content on the App/Platform;
      4. to personalize Your experience on the App/Platform and FINZACE WEALTH SOLUTIONS PRIVATE LIMITED’s other App/Platforms by presenting advertising, products, and offers tailored to You;
      5. to help You address Your problems with the App/Platform;
      6. if You post any comments or feeds on the App/Platform, to process and upload the same;
      7. for proper administering of the App/Platform;
      8. to conduct internal reviews and data analysis for the App/Platform;
      9. to improve the Services, content, and advertising on the App/Platform;
      10. to protect the integrity of the App/Platform; and
      11. to respond to judicial processes and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law.
    • In an effort to make our App/Platform effective, certain information may be collected each time You visit the App/Platform and such information may be stored in server logs. These statistics do not identify You personally but provide Us the information regarding Your visit to the App/Platform and the type of user who is accessing Our App/Platform and certain browsing activities You do. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED uses them solely to analyze trends, administer the site, track a User’s movement, and gather broad demographic information for aggregate use. The duration of Your stay on the App/Platform is also stored in the session along with the date and time of Your access.
    • You acknowledge that relevant information of yours may be shared with third-party service providers for KYC purposes.
    • You acknowledge that some of this information related to the App/Platform and Your visit to the App/Platform may be shared with the sponsors, investors, advertisers, developers, strategic business partners of FINZACE WEALTH SOLUTIONS PRIVATE LIMITED (collectively “Business Partners”) to enhance and grow the business of FINZACE WEALTH SOLUTIONS PRIVATE LIMITED through the App/Platform. This anonymous information is collected using any prevailing industry standard technologies.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED is concerned of Your privacy and ensures that this information which are shared with the Business Partners will not include any of Your Personal Information. Also, all Sensitive Personal Information collected from You (if any) is used, stored or disseminated strictly in compliance with the Information Technology Act, 2000 and the rules made thereunder, as amended from time to time.
    • In the event FINZACE WEALTH SOLUTIONS PRIVATE LIMITED uses Third-Party service providers to serve advertisements on behalf of FINZACE WEALTH SOLUTIONS PRIVATE LIMITED across the internet including this App/Platform, such service providers may collect anonymous information about Your visits to the App/Platform, and Your interaction on the App/Platform. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED assures You that this is solely for the purpose of business promotion and growth of FINZACE WEALTH SOLUTIONS PRIVATE LIMITED and no Personal Information of Yours is collected or used in this process.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED assures You that it DOES NOT trade or sell Your Personal Information in any manner, except as specified herein, or if express consent is sought from You.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED does not disclose Personal Information to Third-Parties in the normal course of operations. However, You understand that in situations when FINZACE WEALTH SOLUTIONS PRIVATE LIMITED is legally obligated to disclose information to the government or other Third-Parties, FINZACE WEALTH SOLUTIONS PRIVATE LIMITED will do so.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED assures You that it implements standard measures, in accordance with the prevailing applicable laws in India, to protect against unauthorized access to and unlawful interception of Personal Information. However, You acknowledge that no internet site can fully eliminate security risks.
  2. Shared Personal Information and Modification
    • You shall be required to submit Your Personal Information such as name, phone number, email address, etc. at the time of registering or making any comments or posting feeds to any news thread/blogs/articles on the App/Platform. Registration on the App/Platform can also be done by supplying a unique phone number/OTP, email address, and password, or by linking your Facebook or Google accounts. If you choose to link your social media account or account relating to other Third-Party services to our Services, you may be asking Third Parties to send us certain information from those social media accounts or services accounts, and You are authorizing us to collect, store, and use what they send us in accordance with this Policy. You can disassociate your registration from Third-Party accounts at any time.
    • We may use publicly available databases, including privately-held marketing and data analytics resources. For example, we may receive demographic information (age, gender, household income, job industry, and job title) from these sources.
    • If You are a registered user of our services, We provide You with tools and account settings to access or modify the Personal Information You provided to Us and associated with your account (“User Account”). You can also modify or even permanently delete your User Account as per the instructions on Our App/Platform. If You follow the instructions, Your User Account will be deactivated and then deleted. When Your User Account is deactivated, it is not viewable on the App/Platform. For up to 30 (thirty) days after deactivation it is still possible to restore Your User Account if it was accidentally or wrongfully deactivated. After 30 (thirty) days, We begin the process of deleting Your User Account from Our systems, which can take up to a week. However, You acknowledge that for our internal purposes or for any requirements under the applicable law, We shall retain the information provided by You in Your User Account, as per the requirements under the law.
  3. Links to Third Party Apps/Platforms
    • The App/Platform and any e-mail sent to You may also contain/display third-party advertisements and links to other Apps/Platforms or products and services. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED does not share any Personal Information with these third-party App/Platforms or agents or advertisers. However, FINZACE WEALTH SOLUTIONS PRIVATE LIMITED reserves the right to share with You the advertisements on behalf of any other parties.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED may provide links to other App/Platforms (“Linked Site”) on the App/Platform or any e-mail sent to You. However, FINZACE WEALTH SOLUTIONS PRIVATE LIMITED has no control over such App/Platforms nor is FINZACE WEALTH SOLUTIONS PRIVATE LIMITED affiliated to or associated with such third-party App/Platforms unless expressly specified on the App/Platform. These Linked Site are solely for advertisement purposes and FINZACE WEALTH SOLUTIONS PRIVATE LIMITED is not responsible for any form of transmission, whatsoever, received by You from any Linked Site. Accordingly, FINZACE WEALTH SOLUTIONS PRIVATE LIMITED does not make any representations concerning the privacy practices or policies of such third parties or terms of use of such App/Platforms, nor does FINZACE WEALTH SOLUTIONS PRIVATE LIMITED control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages or other materials available on such App/Platforms. Further, the inclusion or exclusion does not imply any endorsement by FINZACE WEALTH SOLUTIONS PRIVATE LIMITED of the App/Platform, the App/Platform’s provider, or the information on the App/Platform. The information provided by You to such third-party App/Platforms shall be governed in accordance with the privacy policies of such App/Platforms and it is recommended that You review the privacy policy on any such App/Platforms prior to using such App/Platforms. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED shall not be held responsible for any violation of Your privacy rights by such Linked Sites nor any loss, damage, or injury suffered by You on account of action/inaction of such Linked Sites.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED does not have access to or control over cookies or other features or technology that such Linked Sites or third-party App/Platforms and advertisers may use to send the advertisements that appear on the App/Platform directly to Your browser or to measure the effectiveness of their advertisements and to personalize advertising content. The information practices of these third-party Apps/Platforms and advertisers are not covered by this Policy. You are required to contact the Linked Site directly for more information about their privacy practices.
  4. Security
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED strives to ensure the security, integrity, and privacy of Your Personal Information and to protect Your Personal Information against unauthorized access or unauthorized alteration, disclosure, or destruction. For this purpose, FINZACE WEALTH SOLUTIONS PRIVATE LIMITED adopts the best standards and practices for data collection, storage, and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where FINZACE WEALTH SOLUTIONS PRIVATE LIMITED stores Your Personal Information in compliance with the applicable laws.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED is not responsible for any breach of security or for any actions of any third parties that receive Your Personal Information.
    • The App/Platform may be linked to many other sites and FINZACE WEALTH SOLUTIONS PRIVATE LIMITED is not/shall be not responsible for their privacy policies or practices as it is beyond Our control.
  5. Notwithstanding anything contained in this Policy or elsewhere, FINZACE WEALTH SOLUTIONS PRIVATE LIMITED shall not be held responsible for any loss, damage, or misuse of Your Personal Information, if such loss, damage, or misuse is attributable to any event that is beyond the reasonable control of FINZACE WEALTH SOLUTIONS PRIVATE LIMITED and shall include, without limitation, acts of government, computer hacking, unauthorized access to computer data and storage device, computer crashes, breach of security and encryption, due to any act or omission by the Linked Sites, etc.
  6. Disclosure
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED will use the information only in accordance with the Policy under which the information was collected unless we have received explicit authorization.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED reserves the right to disclose any information FINZACE WEALTH SOLUTIONS PRIVATE LIMITED may have about You with its third-party service providers for KYC purposes.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED reserves the right to disclose any information FINZACE WEALTH SOLUTIONS PRIVATE LIMITED may have about You (including Your identity) if FINZACE WEALTH SOLUTIONS PRIVATE LIMITED determines that such disclosure is necessary for connection with any investigation or complaint regarding Your use of the App/Platform, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) FINZACE WEALTH SOLUTIONS PRIVATE LIMITED’s rights or property, or the rights or property of Users of the App/Platform, including FINZACE WEALTH SOLUTIONS PRIVATE LIMITED’s contributors.
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED reserves the right at all times to disclose any information including any Personal Information that FINZACE WEALTH SOLUTIONS PRIVATE LIMITED deems necessary to comply with any applicable law, regulation, legal process or governmental request. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED also may disclose Your information when FINZACE WEALTH SOLUTIONS PRIVATE LIMITED determines that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED shall use all reasonable efforts to ensure that such disclosure would be in compliance with the applicable laws in force in India. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED would use reasonable measures to inform You in the event of such disclosure.
    • You acknowledge and agree that FINZACE WEALTH SOLUTIONS PRIVATE LIMITED may preserve any communication by You with FINZACE WEALTH SOLUTIONS PRIVATE LIMITED through the App/Platform, and may also disclose such data if required to do so by law or if FINZACE WEALTH SOLUTIONS PRIVATE LIMITED determines that such preservation or disclosure is reasonably necessary to (1) comply with legal process; (2) enforce this Policy; (3) respond to claims that any such data violates the rights of others; or (4) protect the rights, property or personal safety of FINZACE WEALTH SOLUTIONS PRIVATE LIMITED, its employees, users of, or visitors to, the App/Platform, and the public. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED would use reasonable measures to inform You in the event of such disclosure.
  7. Exclusion
    • This Policy does not apply to any information other than information collected by FINZACE WEALTH SOLUTIONS PRIVATE LIMITED through the App/Platform or other offline media including such information collected in accordance with Clauses 1 and 2 hereabove. This Policy shall not apply to any unsolicited information provided by the Users through this App/Platform or through any other means. This includes, but is not limited to, information posted to any public areas of the App/Platform. All such unsolicited information shall be deemed to be non-confidential and FINZACE WEALTH SOLUTIONS PRIVATE LIMITED shall be free to use or disclose such unsolicited information without limitation.
  8. General Provisions
    • Unless stated otherwise, the Policy applies to all information that FINZACE WEALTH SOLUTIONS PRIVATE LIMITED has about You and Your User Account with FINZACE WEALTH SOLUTIONS PRIVATE LIMITED.
    • If You choose to visit the App/Platform, Your visit and any dispute over privacy are subject to this Policy and the App/Platform’s Terms of Use. You acknowledge that this Policy along with the Terms of Use as updated by Us from time to time shall govern Your relation with Us in respect of the use of the App/Platform.
    • We will retain Your information for as long as Your account is active or as needed by us to provide You with Services. We will retain and use your information as necessary to comply with Our legal obligations, resolve disputes, and enforce Our agreements.
    • You have the right at any time to prevent us from contacting You for marketing purposes. When we send promotional communication to a user, the user can opt out of further promotional communications by following the ‘Unsubscribe’ instructions provided in each promotional email.
  9. Modification of Policy
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED reserves the right, at its sole discretion or on account of changes in law, to modify or replace this Policy in accordance with the applicable laws, from time to time, by posting the modified version of the Policy on the App/Platform. FINZACE WEALTH SOLUTIONS PRIVATE LIMITED shall not communicate personally to You about such modifications and it shall be your responsibility to check this Policy periodically to be aware of the modification therein (if any). Your continued use of the Service/App/Platform following the posting of any changes to this Policy constitutes your acceptance of those changes.
  10. Refund & Cancellation
    • Finzace is an alternative investment facilitation app/portal as such refunds and cancellations are not applicable. Investing in opportunities listed on our platform is your independent call and as such, you can choose to withdraw from investing at any time before making payment. Your mere browsing of our app/portal, a perusal of investment opportunities listed, or showing interest to invest in investment opportunity(ies) listed on the app/portal does not create any contractual right/obligation whatsoever unless and until you make the payment of the price mentioned in the app/portal. Further, we do not warrant subsequent availability of an investment opportunity for which payment of the price is not completed.
    • Finzace may, at its sole discretion, choose to refund the Registration Fee as a reward in certain situations, such as in the case of promotional offers or referral programs. However, such refunds are completely at the discretion of Finzace and not mandatory. Any decision made by Finzace with respect to such refunds shall be final and binding on all users of the app/portal.
  11. Governing Law
    • This Policy shall be governed by and construed in accordance with the applicable laws in India. Courts at Bengaluru, India shall have exclusive jurisdiction over the subject matters of this Policy.
    • Any disputes relating to this Policy shall be subject to the award of the sole arbitrator to be appointed by the President- Karnataka Arbitration Centre in accordance with its rules and subject to the provisions of the Arbitration and Conciliation Act, 1996 as amended from time to time. The venue of such Arbitration shall be the city of Bengaluru, India and the language of Arbitration shall be English.
  12. Severability
    • FINZACE WEALTH SOLUTIONS PRIVATE LIMITED endeavors and has made every effort to ensure that this Policy adheres to the applicable laws. If for any reason, a court of competent jurisdiction finds any provision of this Policy, or portion thereof, to be unenforceable, the invalidity or unenforceability of such part of this Policy shall not prejudice or affect the validity or enforceability of the remainder of this Policy.
  13. Integration
    • This Policy as posted on the App/Platform is the sole statement of Our Privacy Policy with respect to the App/Platform, and no summary, modification, restatement, or other versions thereof, or other privacy statement or policy, in any form, is valid unless We post a new or revised policy on the App/Platform.
  14. Contact Us
    • For any query or assistance, feel free to Contact Our customer service team at info@icreditspace.com