In 2025’s investment landscape, Keertana Finance stands out with its latest Non-Convertible Debentures (NCDs) offering an impressive 14% annual return. As a trusted NBFC, the company is drawing investor attention with its unique combination of high yields and monthly payouts.
Keertana Finance: A Legacy of Leadership That Matters
Founded by Ms. Padmaja Reddy, who brings over two decades of microfinance expertise, the company focuses on serving low and middle-income households, especially in rural India, through technology-driven financial solutions.
Keertana Finance NCD
Current offering highlights include:
- 14% per annum returns on NCDs
- Monthly interest disbursements
- Accessible ₹1 lakh minimum investment
- Asset-backed security
- Professional management oversight
Core Business Strengths
The robust foundation rests on:
Diverse Lending Products:
- Gold Loans (from ₹1,000)
- Micro Enterprise Loans (up to ₹1 lakh)
- Housing Loans (₹3-10 lakh range)
- Secured Loans Against Property
- Women-focused group lending initiatives
Strategic Market Position:
- Tech-enabled operations
- Underserved market focus
- Robust risk assessment
- Customer-first approach
Understanding the NCD Investment Structure
Return Framework
- Fixed 14% yearly interest
- Convenient monthly payouts
- Maturity-based principal return
Investment Guidelines
- Starting investment: ₹1 lakh
- Multiple tenure options
- Regular interest payments
Why These NCDs Merit Consideration
Competitive Returns
- Superior to traditional deposits
- Steady monthly income flow
- Market-independent fixed yields
Sound Business Model
- Expert leadership team
- Focus on secured lending
- Portfolio diversification
- Digital-first operations
Community Impact
- Driving financial inclusion
- Supporting rural growth
- Women entrepreneurship focus
Ideal Investor Profile
These NCDs are particularly suitable for:
- Higher fixed-return seekers
- Monthly income focused investors
- Portfolio diversification strategists
- Impact investment enthusiasts
Making Your Investment Choice
While these NCDs offer attractive benefits, consider:
- Time horizon alignment
- Personal risk tolerance
- Overall portfolio balance
- Income timing needs
Future Growth Potential
Keertana Finance’s combination of strong leadership, technological innovation, and focus on underserved markets positions it favorably for sustained growth. Their commitment to balancing social impact with business excellence makes their NCDs a noteworthy investment consideration.
Want to learn more about these NCDs? Explore the Finzace platform.
