Unity Small Finance Bank
Small Finance Bank · DICGC
6.75% p.a.
for 17 months
4,280 booked
Min ₹1,000
PayoutCumulative / Monthly
₹1L grows to
₹1,09,641
20,000+
FDs booked on Finzace
4.7★
Average investor rating
₹5L
DICGC insured (banks)
Most Booked
,+
Ranked by genuine bookings across the platform.
9 FDs
Small Finance Bank · DICGC
6.75% p.a.
for 17 months
4,280 booked
₹1L grows to
₹1,09,641
Small Finance Bank · DICGC
7.50% p.a.
for 1 year
3,640 booked
₹1L grows to
₹1,07,714
Small Finance Bank · DICGC
8.50% p.a.
for 15 months
3,120 booked
₹1L grows to
₹1,11,086
Small Finance Bank · DICGC
6.75% p.a.
for 3 years
2,890 booked
₹1L grows to
₹1,22,239
Small Finance Bank · DICGC
8.40% p.a.
for 2 years
2,760 booked
₹1L grows to
₹1,18,088
Small Finance Bank · DICGC
7.75% p.a.
for 5 years
2,410 booked
₹1L grows to
₹1,46,784
NBFC · ICRA AA+
7.60% p.a.
for 5 years
2,180 booked
₹1L grows to
₹1,45,708
NBFC · CRISIL AAA
7.30% p.a.
for 5 years
1,950 booked
₹1L grows to
₹1,43,578
NBFC · CRISIL AA+
7.15% p.a.
for 5 years
1,720 booked
₹1L grows to
₹1,42,524
DICGC insured
Bank deposits covered up to ₹5 lakh per depositor.
Book in 5 minutes
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This page ranks FDs by actual bookings on Finzace — a simple form of social proof. When thousands of investors independently pick the same deposit, it usually reflects a sweet spot of competitive rate, trusted issuer, and sensible tenure. It's not advice, but it's a useful starting point if you're unsure where to begin.
Popular doesn't always mean best for you, though. A 5-year FD topping the charts won't suit someone who needs the money in 18 months. Use popularity as a shortlist, then filter by the tenure that matches your goal and check whether you want a bank FD (DICGC-insured) or a higher-yielding rated NBFC deposit.
Every FD shown carries the issuer's safety marker — DICGC ₹5 lakh cover for banks, or a CRISIL/ICRA credit rating for NBFCs. Ratings and booking counts here are indicative; rates are confirmed by the issuer at booking. The maturity preview on each card shows what ₹1,00,000 would grow to over the listed tenure.
Emergency-friendly FDs · Quarterly compounding
FDs are ordered by how often they are booked on Finzace — real investor choices, not paid placements. The list updates as bookings change. Use it as a shortlist of what others are finding useful, then narrow by tenure and issuer type that fit your plan.
Not necessarily. Popularity reflects a crowd preference across many goals; your timeline and liquidity needs may differ. Match tenure to when you will need the money, compare bank vs NBFC safety markers, and use the maturity preview on each card before booking.
Bank FDs here are from RBI-regulated issuers; eligible deposits are insured by the DICGC up to ₹5 lakh per depositor per bank. NBFC FDs are not DICGC-insured — each card shows a credit rating so you can assess issuer risk. Popularity does not replace reading terms and staying within insured limits per bank.
No. Booking rank is based on actual FD bookings completed on the platform, not commercial arrangements with issuers. Finzace earns distributor fees per issuer agreements, but that does not determine the order on this page.
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More to explore
Claim up to ₹1.5L deduction under Section 80C every year with a 5-year lock-in FD.
₹1.5L
Max deduction
Earn up to +0.10% p.a. extra interest on eligible FDs — applied automatically at booking.
+0.10%
Extra interest
Up to 8.50% p.a. on instant-bookable FDs — updated daily across banks and NBFCs.
8.50%
Top rate today