Calculate your returns on Fixed Deposits with high accuracy. Plan your investment with attractive interest rates and secure your financial future.
After 5 Years, You will receive
and ₹ 43,226 as interest
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Punjab National Bank is one of the leading public sector banks. It offers safe investment options with attractive returns. You can check your returns using the dependable PNB Bank FD Calculator.
PNB calculates interest based on the tenure. For shorter durations, it might be simple interest, while for longer durations (usually > 6 months), it is compounded quarterly.
| Tenure | Regular Citizens (p.a.) | Senior Citizens (60+) (p.a.) |
|---|---|---|
| 7 days to 14 days | 3.50 % | 4.00 % |
| 15 days to 29 days | 3.50 % | 4.00 % |
| 30 days to 45 days | 3.50 % | 4.00 % |
| 46 days to 90 days | 4.50 % | 5.00 % |
| 91 days to 179 days | 4.50 % | 5.00 % |
| 180 days to 270 days | 6.00 % | 6.50 % |
| 271 days to < 1 Year | 6.25 % | 6.75 % |
| 1 Year | 6.75 % | 7.25 % |
| Above 1 Year to 399 Days | 6.80 % | 7.30 % |
| 400 Days | 7.25 % | 7.75 % |
| 401 Days to 2 Years | 6.80 % | 7.30 % |
| Above 2 Years to 3 Years | 7.00 % | 7.50 % |
| Above 3 Years to 5 Years | 6.50 % | 7.00 % |
| Above 5 Years to 10 Years | 6.50 % | 7.30 % |
| Highest Rate | 7.75% |
|---|---|
| 1 Year Rate | 6.75 % |
It depends on your need for liquidity. If you need regular income, monthly or quarterly payout is beneficial.
If you want to maximize returns, the cumulative option (payout at maturity) is better because of the compounding effect.
