FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions

About Finzace

Finzace is India’s first alternative investment platform, democratizing investments and offering secure high-return investment options. 

Finzace partners with RBI and SEBI regulated institutions, ensuring a secure investment environment.

Finzace offers bond investments, P2P lending, and other secure options catering to various investment goals.

Yes, Finzace is user-friendly, allowing beginners to start investing with as little as ₹100.

Finzace offers competitive returns traditionally between 12-16% annually.

Lock-in periods vary depending on the investment type, offering flexibility.

Withdrawals are processed through the Finzace app and credited directly to your bank account. Alternatively, you can email us on info@finzace.com

Investments are carefully selected and managed by a team of in-house financial analysts who ensure that each asset goes through their rigorous due diligence.

Smart Saver offers flexible options suitable for quick returns and easy withdrawals.

Smart Invest on Finzace are ideal for long-term wealth growth. 

Reinvest your returns to benefit from compounding, growing your wealth over time.

  1. Download the Finzace app.
  2. Sign up and complete KYC.
  3. Explore and invest in your preferred options.
  4. Monitor your investments.
  5. Access support whenever needed.

 

Smart Saver

Smart Saver is a fixed-income product offered by an RBI-regulated NBFC-P2P platform. This platform connects investors directly with borrowers, enabling them to earn fixed returns through interest payments.



You can start with as little as ₹100. For investments above ₹10 lakh, a net worth certificate is required.






Expect returns between 10% to 12.12% on your investment depending on the tenure.






Investment tenures vary from 1 to 12 months, depending on your choice.











Withdrawals can be reinvested or credited directly to your bank account, typically reflecting within 3-5 business days.








Withdrawals are processed within 24-48 working hours.










Your funds are secured in an escrow account managed by an RBI-regulated trusteeship.



You’ll need an Aadhaar Card, PAN Card, bank account details, and a canceled cheque.








  1. Sign up and complete your KYC on the Finzace app.
  2. Enter your personal and bank details.
  3. Select the Smart Saver tab and choose your tenure.
  4. Confirm your investment.
  5. Withdraw funds upon maturity.







 

Smart Invest

Smart Invest offers access to alternative fixed-income assets, including Non-Convertible Debentures (NCDs) i.e. corporate bonds, providing high returns up to 16%.

Fixed returns range up to 16%, suitable for both short-term and long-term investment goals depending on the asset and maturity date.

Investments are secured, asset-backed, and compliant with SEBI regulations.

Start with as little as ₹10,000 (face value), making it accessible for all types of investors.

Smart Invest offers diversified investment opportunities across multiple asset classes, promoting wealth growth.

We regularly run deals on our platform. Download the Finzace app for exclusive investment deals.

Smart Invest focuses on SEBI-regulated, asset-backed corporate bonds ensuring a low-risk environment with maximum returns.

  1. Download the Finzace app.
  2. Sign up and complete your KYC.
  3. Explore Smart Invest options.
  4. Invest and confirm your transaction.

 

Client Master List

A Client Master List (CML) is a document that includes your demat account details, functioning as an ID card for investments.

CML is required for verifying your identity and transferring securities to your demat account.

Log in or Sign up to your account, go to “My Account” or “Settings,” and click on “Download CML/CMR.”

We recommend contacting your broker’s customer service for instructions.

Yes, keep it secure as it contains sensitive information. Only share your CML with trusted companies/individuals.