Are you searching for a safe investment option with attractive returns? Mahindra Finance Fixed Deposits might be your answer. Let’s explore why these FAAA-rated FDs are becoming increasingly popular among smart investors.
About Mahindra Finance
Mahindra & Mahindra Financial Services Limited (Mahindra Finance), established in 1991, is one of India’s leading non-banking finance companies (NBFCs). Part of the prestigious $19.4 billion Mahindra Group, it has grown significantly with:
- ₹85,000+ crore Assets Under Management
- 1,400+ offices across India
- Serving 8+ million satisfied customers
- Strong credit ratings: CRISIL FAAA/Stable, CARE AAA
- Listed on NSE and BSE with market cap of ₹35,000+ crore
- Net Worth exceeding ₹19,000 crore
Competitive Interest Rates (October 2024)
| Tenure | Regular Rate | Senior Citizen Rate |
| 12 – 24 months | 7.50% p.a. | 7.75% p.a. |
| 25-36 months | 7.90% p.a. | 8.15% p.a. |
| 37-60 months | 8.00% p.a. | 8.25% p.a. |
Why Choose Mahindra Finance FD?
1. Top-Rated Safety
- FAAA rating by CRISIL – highest safety rating
- Backed by the trusted Mahindra Group
- RBI-regulated NBFC
- Strong track record of timely payments
2. Flexible Investment Options
- Start with just ₹5,000
- Choose between cumulative and non-cumulative options
- Get monthly, quarterly, or annual interest payouts
- Tenures ranging from 12 to 60 months
3. Special Benefits
- Senior citizens get additional 0.25% interest
- Loan facility up to 75% of FD value
- Premature withdrawal option after 3 months
- Auto-renewal facility
Investment Choices to Suit Your Needs
Cumulative FD
- Interest compounded and paid at maturity
- Best for wealth creation
- Ideal for long-term goals
- Higher effective yields
Non-Cumulative FD
- Regular interest payouts
- Perfect for steady income
- Choose your payout frequency
- Ideal for retirees
Smart Features for Investors
- Easy Liquidity
- Emergency loan option
- Premature withdrawal facility
- Quick processing
- Convenient Process
- Simple documentation
- Online account access
- Professional support
- Nomination facility
Perfect For:
- Conservative investors seeking safety
- Senior citizens wanting regular income
- Investors looking for better than bank FD rates
- Those planning for medium to long-term goals
Bottom Line
Mahindra Finance FDs offer an excellent combination of safety (FAAA rating), attractive returns (up to 8.25%), and flexibility. Whether you’re looking for regular income or long-term wealth creation, these FDs provide a reliable investment option.
Offered by a trusted NBFC and available through Finzace, these FDs are reliable and fully regulated for your peace of mind.
For more details, visit Finzace to explore Mahindra Finance’s FD rates and benefits further, and see how they fit into your investment strategy.
