History The concept of peer-to-peer lending has its roots in ancient credit circles and community lending initiatives. However, the modern iteration we know today emerged in the early 2000s, fueled by advancements in technology and the growing desire for financial alternatives. 2005 marks the official birth of P2P lending with the launch of Zopa in […]
Beyond the Buzz: The Current Landscape of P2P Lending Read More »
WHIZDM FINANCE PVT LTD WFPL is a technology-enabled, non-deposit-taking systematically important NBFC that focuses on providing short-term loans up to INR 5 lakhs to salaried individuals through the Group’s digital platform. WFPL is amongst the top three players in the personal loans segment. The Group has a technology platform known as MoneyView which has been
INVEST IN WHIZDM FINANCE PVT. LTD. NCDs WITH FINZACE Read More »
In a world where interest rates are on the rise, many people are considering venturing into the world of bonds. But before you take the plunge, it’s crucial to understand the intricacies of this investment. Financial Treasures Let’s embark on your journey with some good old-fashioned research and a firm grasp of the bond market.
Your Guide to Successful Bond Investments in a High-Interest Rate Era Read More »
In the ever-evolving world of finance, there’s a groundbreaking investment opportunity that’s capturing the hearts and wallets of people all across India. It’s called “Smart Saver,” and it’s brought to you by Finzace. Imagine being able to start investing with just Rs. 100, and earning a fantastic 10% annual interest rate, credited daily, with complete
Smart Saver by Finzace : A Revolutionary Way to Save and Invest in India Read More »
October is Financial Planning Month, providing an excellent opportunity to assess your financial health and take steps towards a more secure financial future. It’s a time to set clear goals, establish budgets, and ensure your financial plans are aligned with your aspirations and needs. Setting Financial Goals: As the foundation of any financial plan, setting
October: A Financial Planning Month Read More »
Suppose you are an investor, a financial institution, or a corporation, understanding the creditworthiness and stability of entities is crucial. This is where CRISIL, India’s leading credit rating agency, comes into play. In this blog, we’ll know what CRISIL is, its significance, and its role in the financial landscape. What is CRISIL? CRISIL, which stands
India’s Leading Credit Rating Agency: CRISIL Read More »
The most awaited time of the year has arrived! Yes, you guessed it right! Diwali is a festival that brings joy and happiness in our lives with a lot of learning. I heard my friends talking the other day about their Diwali preparations and it gave me something to think about! Here is how it
Significance of Diwali in the Financial World! Read More »
Having health insurance for yourself and your family members is a very important financial investment to make and we’ve seen that just one serious health incident or uncertainty will eradicate the savings and emergency funds. In India, the significance of medical insurance has grown significantly due to the ongoing escalation of healthcare expenses. To address
Healthcare and Insurance in India Read More »
Loans are important for several reasons and play a significant role in the functioning of economies, businesses, and individuals. Both individuals and companies frequently use loans to raise money for a variety of needs. There are various loan options accessible, and each has its requirements. We’ll talk about some of the most typical loan kinds
Deposit Insurance and Credit Guarantee Corporation (DICGC) is a subsidiary of the Reserve Bank of India. It offers deposit insurance, which serves as a safety net for bank depositors if the bank is unable to pay them. Up to a maximum of Rs. 5 lakh per account holder per bank, the agency covers all types
What is DICGC and how does it work? Read More »