Yogesh

In the realm of investment opportunities, striking a balance between risk and return is paramount for investors, especially in a dynamic market like India. Among the myriad options available, Non-Convertible Debentures (NCDs) stand out as a compelling choice for those seeking fixed-income instruments with potentially high returns and relatively lower risk profiles. In this exhaustive

In today’s world, where building wealth is a primary goal, maximizing returns goes beyond just picking the right investments. A crucial aspect often overlooked is the tax implications of your investment strategy. Tax-efficient investing allows you to grow your wealth faster by minimizing the impact of taxes on your investment gains. This blog explores how

In the world of finance, the pursuit of higher returns often goes hand in hand with increased risk. Investors are constantly seeking ways to strike a delicate balance between the two, especially when it comes to fixed-income investments. While traditionally considered safer than equity investments, fixed-income securities still come with their own set of risks. 

The first quarter (Q1) of the year presents a unique opportunity for taxpayers. While the tax filing deadline might seem far off, taking proactive steps in Q1 can significantly reduce your tax burden come April. This blog delves into essential tips for early tax planning, enabling you to maximize your tax benefits and keep more

Tax-saving fixed deposits in India serve as a popular investment avenue for individuals looking to save on taxes while earning a fixed return on their investments. These financial instruments offer a dual benefit of tax savings under Section 80C of the Income Tax Act and a secure investment option with guaranteed returns. Let’s delve deeper

The festive season has passed, and a new year is upon us. As Indians, the spirit of renewal is strong in Q1.  We declutter our homes for spring cleaning, but what about decluttering and strengthening our finances? Setting financial goals for Q1 is a fantastic way to propel yourself towards a secure and prosperous year.

In the ever-evolving Indian financial landscape, where traditional fixed deposits and government bonds hold a dominant position, exploring lesser-known avenues for securing fixed return can be a strategic move for investors seeking stability and predictability. While these established options offer peace of mind, they might not always cater to the diverse risk appetites and financial

Employee Provident Fund (EPF) is a crucial retirement savings scheme available to all employees working in India. It is managed under the provisions of the Employee’s Provident Fund and Miscellaneous Provisions Act 1952, where both the employer and employee make contributions towards the EPF account. Employee Provident Fund Key Components 1. EPF Scheme: The EPF

For far too long, conversations about money have been shrouded in secrecy and dominated by men. Financial feminism disrupts this narrative, empowering women to take control of their finances and leverage their economic power to create a more equitable world. It’s about dismantling the financial barriers that hold women back and using our dollars to