April 23, 2024

Investing plays a pivotal role in financial planning for individuals, irrespective of their risk tolerance, as it facilitates wealth accumulation and guards against the erosive effects of inflation. Even conservative investors benefit from options like fixed deposits and bonds, which offer steady returns and aid in preserving the value of their capital over time. These investments not only provide a reliable means of growing savings but also contribute to achieving long-term financial goals such as purchasing a home or planning for retirement. In India, the preference for low-risk options like fixed deposits, PPF, NSC, and government bonds is widespread due to their stability and safety. However, there is a lack of awareness regarding alternative investment avenues that offer comparable safety measures while delivering higher returns.

Smart Saver

Finzace’s Smart Saver, a revolutionary fixed-income investment product designed to empower individuals to save and grow their wealth efficiently. With Smart Saver, investors can embark on their journey towards financial security with as little as Rs. 100. This innovative solution offers an opportunity to earn attractive returns while maintaining complete flexibility over their savings.

Features and Benefits of Smart Saver:

1. Low Entry Barrier: Smart Saver welcomes investors of all backgrounds with its low entry barrier. Starting with just Rs. 100, individuals can kickstart their savings journey and gradually build their investment portfolio over time.
2. High Return Potential: Investors can enjoy the benefits of earning fixed interest of up to 11% per annum. This impressive return rate provides an opportunity to substantially grow savings, helping investors achieve their financial goals faster.
3. Flexible Tenures: Smart Saver offers flexible investment tenures ranging from 3, 6, and 12 months. This flexibility empowers investors to tailor their investment strategy according to their specific financial needs and objectives, whether short-term or long-term.
4. Proven Track Record: With the trust of over 5 lakh investors and managing assets worth Rs. 2800 crore, Smart Saver boasts a proven track record of success and reliability in the market. Investors can confidently entrust their savings to a product backed by such substantial credibility.
5. Transparent Fee Structure: Smart Saver upholds transparency by eliminating hidden fees and withdrawal charges. Investors can rest assured that they will not encounter any unexpected costs, enabling them to make well-informed decisions about their investments.

Security and Safety with Smart Saver:

Investors can trust Smart Saver with their funds, as it is overseen by a reputable RBI registered Non-Banking Financial Company – Peer-to-Peer (NBFC-P2P), TRANSACTREE TECHNOLOGIES PRIVATE LIMITED. This regulatory oversight ensures transparency, reliability, and adherence to strict financial standards.

Furthermore, prioritizing the securities of investors’ funds by employing an escrow and trustee banking mechanism. Through this system, every transaction is conducted with the highest level of security and transparency, providing investors with peace of mind. Funds invested are safeguarded in a trusted ICICI escrow bank account, and managed by an RBI-regulated trusteeship.

These measures ensure the safety of investors’ money, which is diversified into peer-to-peer lending loans after rigorous scrutiny of borrowers through 200+ data checkpoints, with investments as low as Rs. 100 per loan.

How is Smart Saver a better alternative to Bank Fixed Deposits and Mutual Funds?

Smart Saver stands out as a superior option when compared to Fixed Deposits (FDs) and Mutual Funds. Unlike FDs, which typically offer a fixed interest rate ranging from 4% to 7% per annum and often require a higher initial deposit of around ₹10,000. Smart Saver provides a fixed interest rate of up to 11% per annum with an entry point of just Rs. 100. This accessibility ensures a wider range of investors can benefit from potentially higher returns.

Compared to Mutual Funds, Smart Saver offers a predictable return on investment, avoiding the market-dependent fluctuations that mutual funds are subject to. While mutual funds require extensive research and analysis of market conditions, Smart Saver provides a simplified investment approach with no need for such management decisions. Additionally, Smart Saver boasts lower inherent risks, providing investors with greater stability in their savings.

How to get Started?

1. Download Finzace :
    Head to the Play Store or the App Store, or use this https://onelink.to/2pjx2g and get our app.

2. Sign Up:
    Create your investment account with the Finzace App.

3. Complete KYC:
    A few quick steps to complete your KYC (Know Your Customer) requirements in just a quick few minutes.

4. Add Funds:
    Deposit your chosen amount into your ICICI escrow account.

5. Invest:
    Click on Smart Saver and begin your investment journey.

Conclusion:

Finzace is a revolutionary alternative investment platform that offers innovative investment solutions tailored to meet the diverse needs of investors. With a focus on simplicity, accessibility, and security, Finzace provides a range of secured investment options designed to maximize returns while minimizing risks.

Smart Saver, an offering by Finzace, presents a unique investment opportunity. It ensures a stable return of 10-11% per annum, with investments starting at just ₹100. Featuring hyperliquidity, diversification, and compounding, Smart Saver is an ideal choice for investors seeking predictable returns with minimal investment rather than traditional savings methods.

Download our app and start investing smartly!

Download link (Android): https://play.google.com/store/apps/details?id=icreditspace.com
Download link (Apple): https://apps.apple.com/in/app/finzace-earn-12-returns/id6446245952